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Medical emergencies can hit anyone, at anytime regardless of age, gender or lifestyle. Since it can't be predicted, let us help you prepare for it.
Which health insurance is right for you?
The health insurance sector in Kenya has several types of insurance policies targeting the general public. These plans are devised to meet the needs of Kenyans seeking insurance covers for their families and for companies requiring covers for their employees. Here are the key types of insurance policies that you will find in the Kenyan market.
Inpatient cover refers to policies that provide compensation for costs associated with hospitalization. Inpatient covers come into effect when the policyholder is admitted to hospital. This cover is typically more expensive that other types of cover because in addition to the direct costs of treatment, it also covers policyholders from the liabilities associated with accommodation costs in the medical facility.
By far the outpatient cover is the most common type of health insurance cover. The outpatient cover protects policyholders from liabilities associated with access to outpatient facilities. In this case, a policyholder accesses health services in a hospital or clinic accredited by the insurance company and after receiving treatment the policyholder does not remain resident in the health facility.